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                Lifechangerscogic            </span>
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        <h1 class="mb-6 text-4xl font-extrabold tracking-tight leading-tight text-white md:text-5xl lg:text-6xl drop-shadow-lg">
            Personalized Insurance Plans for Your Needs        </h1>
        
        <p class="mb-10 text-xl font-normal text-white/90 lg:text-2xl sm:px-16 xl:px-48">
            Personalized Insurance Solutions for Your Unique Journey - Your Partner in Protection        </p>
        
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                Learn More
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            <div class="bg-white rounded-2xl p-8 text-center shadow-lg border-2 border-purple-100">
                <div class="text-5xl font-black text-purple-600 mb-2">500+</div>
                <div class="text-gray-700 font-semibold">Happy Clients</div>
            </div>
            <div class="bg-white rounded-2xl p-8 text-center shadow-lg border-2 border-pink-100">
                <div class="text-5xl font-black text-pink-600 mb-2">98%</div>
                <div class="text-gray-700 font-semibold">Satisfaction Rate</div>
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            <div class="bg-white rounded-2xl p-8 text-center shadow-lg border-2 border-purple-100">
                <div class="text-5xl font-black text-purple-600 mb-2">24/7</div>
                <div class="text-gray-700 font-semibold">Support Available</div>
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            <div class="bg-white rounded-2xl p-8 text-center shadow-lg border-2 border-pink-100">
                <div class="text-5xl font-black text-pink-600 mb-2">15+</div>
                <div class="text-gray-700 font-semibold">Years Experience</div>
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<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
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            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
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                    <i class="fas fa-shield-alt text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Life Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Preserve your legacy and protect your loved ones with our life insurance solutions. We offer a variety of plans to ensure your family's financial future remains secure in the face of unexpected events.</p>
            </div>
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                    <i class="fas fa-umbrella text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Boat Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Set sail with peace of mind knowing you are covered by our boat insurance plans. We offer customizable coverage for everything from liability to physical damage.</p>
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                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
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                    <i class="fas fa-home text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Flood Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your home and belongings from flood damage with our comprehensive flood insurance coverage. We offer customized solutions to fit your needs and budget.</p>
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                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
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                    <i class="fas fa-car text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Pet Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your furry friend is part of your family. Keep them healthy and protected with our pet insurance plans, covering everything from routine check-ups to unexpected accidents and illnesses.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
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                    <i class="fas fa-file-contract text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Health Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your health is your greatest asset. Secure it with our comprehensive health insurance plans, providing you with the coverage you need to access quality healthcare without financial burden.</p>
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</section>

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                Testimonials
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            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">What Our Clients Say</h2>
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                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
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                <p class="text-gray-700 mb-6 leading-relaxed">
                    "Risk assessment tools are incredibly accurate. Our loss ratios improved significantly within one quarter."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <div class="w-12 h-12 bg-gradient-to-br from-purple-500 to-pink-600 rounded-full flex items-center justify-center text-white font-bold">
                        G                    </div>
                    <div>
                        <div class="font-black text-gray-900">George Sullivan</div>
                        <div class="text-sm text-gray-600">Underwriting Manager, Guardian Insurance Corp</div>
                    </div>
                </div>
            </div>
                        <div class="bg-white rounded-2xl p-8 shadow-lg hover:shadow-2xl transition-all border-t-4 border-purple-500">
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                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                    </div>
                <p class="text-gray-700 mb-6 leading-relaxed">
                    "Regulatory compliance became straightforward. Their expertise in insurance regulations is outstanding."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <div class="w-12 h-12 bg-gradient-to-br from-purple-500 to-pink-600 rounded-full flex items-center justify-center text-white font-bold">
                        R                    </div>
                    <div>
                        <div class="font-black text-gray-900">Robert Turner</div>
                        <div class="text-sm text-gray-600">VP of Operations, Shield Insurance Group</div>
                    </div>
                </div>
            </div>
                        <div class="bg-white rounded-2xl p-8 shadow-lg hover:shadow-2xl transition-all border-t-4 border-purple-500">
                <div class="flex items-center mb-4">
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                    </div>
                <p class="text-gray-700 mb-6 leading-relaxed">
                    "Policy management has never been easier. Their platform handles complexity with simplicity."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <div class="w-12 h-12 bg-gradient-to-br from-purple-500 to-pink-600 rounded-full flex items-center justify-center text-white font-bold">
                        P                    </div>
                    <div>
                        <div class="font-black text-gray-900">Patricia Morgan</div>
                        <div class="text-sm text-gray-600">Agency Owner, Secure Life Insurance</div>
                    </div>
                </div>
            </div>
                    </div>
    </div>
</section>

<section class="bg-gradient-to-br from-gray-50 to-white py-24" id="features">
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        <div class="text-center mb-20">
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-6">Powerful Features</h2>
            <p class="text-xl text-gray-600 max-w-3xl mx-auto">Designed to help you achieve more</p>
        </div>
        
        <div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8">
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-rocket text-white text-xl"></i>
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                <h3 class="text-2xl font-bold text-gray-900 mb-3">Fast Performance</h3>
                <p class="text-gray-600">Lightning-fast results</p>
            </div>
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-shield-alt text-white text-xl"></i>
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                <h3 class="text-2xl font-bold text-gray-900 mb-3">Secure & Safe</h3>
                <p class="text-gray-600">Your data protected</p>
            </div>
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-headset text-white text-xl"></i>
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                <h3 class="text-2xl font-bold text-gray-900 mb-3">24/7 Support</h3>
                <p class="text-gray-600">Always here to help</p>
            </div>
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-chart-line text-white text-xl"></i>
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                <h3 class="text-2xl font-bold text-gray-900 mb-3">Proven Results</h3>
                <p class="text-gray-600">Track your success</p>
            </div>
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-mobile-alt text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-gray-900 mb-3">Mobile Ready</h3>
                <p class="text-gray-600">Works on all devices</p>
            </div>
                        <div class="bg-white rounded-3xl p-8 shadow-lg hover:shadow-2xl transition-all border-l-4 border-purple-500">
                <div class="w-16 h-16 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-sync text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-gray-900 mb-3">Auto Updates</h3>
                <p class="text-gray-600">Always up-to-date</p>
            </div>
                    </div>
    </div>
</section>


<section class="relative py-24 bg-white overflow-hidden" id="about">
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        <div class="grid lg:grid-cols-2 gap-16 items-center">
            <div class="space-y-8">
                <div class="inline-block px-5 py-2.5 bg-purple-50 text-purple-700 rounded-lg text-sm font-bold">
                    Made-to-Order Insurance                </div>
                <h2 class="text-4xl md:text-5xl font-black text-gray-900 mb-6">
                    Tailored Insurance Plans for Your Individual Requirements                </h2>
                <p class="text-lg text-gray-600 leading-relaxed mb-8">
                    One of the biggest benefits of working with our agency is our ability to provide customized insurance solutions. We understand that no two situations are the same, which is why we take the time to assess your risks and create a policy that is tailored to your needs. Our team of experts will work with you to identify your priorities and develop a policy that provides the protection you need, without breaking the bank.                </p>
                <div class="flex flex-wrap gap-4 mb-8">
                    <div class="px-6 py-3 bg-purple-50 rounded-lg">
                        <div class="text-2xl font-black text-purple-600">15+</div>
                        <div class="text-xs text-gray-600 uppercase tracking-wide">Years</div>
                    </div>
                    <div class="px-6 py-3 bg-pink-50 rounded-lg">
                        <div class="text-2xl font-black text-pink-600">500+</div>
                        <div class="text-xs text-gray-600 uppercase tracking-wide">Clients</div>
                    </div>
                </div>
                <a href="#contact" class="inline-block px-8 py-4 bg-purple-600 text-white font-bold rounded-xl hover:bg-purple-700 transition-all shadow-lg">
                    Discover Coverage                </a>
            </div>
            <div class="relative">
                <div class="relative z-10 transform hover:scale-105 transition-transform duration-500">
                    <img src="https://images.pexels.com/photos/28461054/pexels-photo-28461054.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="About" class="rounded-3xl shadow-2xl">
                </div>
                <div class="absolute -z-10 -top-6 -left-6 w-full h-full bg-gradient-to-br from-purple-200 to-pink-200 rounded-3xl"></div>
            </div>
        </div>
    </div>
</section>


<section class="py-24 bg-white" id="blog">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="text-center mb-16">
            <div class="inline-block px-4 py-2 bg-purple-600 text-white rounded-lg text-sm font-bold mb-6">
                Blog
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900">Latest Articles</h2>
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        <div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8">
                        <article class="group relative overflow-hidden rounded-2xl bg-white shadow-xl hover:shadow-2xl transition-all">
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                <div class="relative h-64 overflow-hidden">
                    <img src="https://images.pexels.com/photos/3184336/pexels-photo-3184336.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Embedded Wellness Riders for Life Policies" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-700">
                    <div class="absolute inset-0 bg-gradient-to-t from-black/70 to-transparent"></div>
                    <div class="absolute bottom-4 left-4 right-4">
                        <span class="inline-block px-3 py-1.5 bg-purple-600 text-white text-xs font-bold rounded">Life Insurance</span>
                    </div>
                </div>
                <div class="p-6">
                    <div class="flex items-center gap-2 mb-3 text-xs text-gray-500">
                        <i class="fas fa-calendar text-purple-600"></i>
                        <span>May 4, 2026</span>
                    </div>
                    <h3 class="text-xl font-black text-gray-900 mb-3 group-hover:text-purple-600 transition-colors line-clamp-2">
                        <a href="/blog/embedded-wellness-riders-for-life-policies/">Embedded Wellness Riders for Life Policies</a>
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                    <p class="text-gray-600 mb-4 leading-relaxed line-clamp-3 text-sm">Life insurers bundle wellness riders that reward members for preventive care, longevity planning, and caregiving support...</p>
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